Your idle USDC earns nothing.
Nirium invests it in CETES automatically.
Non-custodial software that rebalances your treasury between liquid USDC and Mexican government bonds (CETES) tokenized via Etherfuse — no dedicated CFO, no spreadsheets, no custody risk.
The problem
Return from idle USDC in treasury
Days a CFO locks capital in traditional bonds
MX↔USA FX spread on traditional rails
How it works
Three steps. No CFO. No spreadsheets. No WhatsApp.
Connect your wallet
Non-custodial 2-of-3 Soroban vault. You hold the keys. Nirium never touches your funds.
Agent reads the spread
24/7 monitoring: CETES rate via Etherfuse vs USDC on Blend. Rebalances only when spread exceeds your threshold.
Rebalances automatically
Stellar tx settled in ~4s. Every action signed with HMAC-SHA256 and IPFS-anchored for CNBV.
The rails underneath
x402 and MPP are the two open standards Nirium implements natively on Stellar to enable machine-to-machine billing and session-scoped institutional flows.
x402 — Per-request micropayment
HTTP 402 native billing. Every agent action triggers an on-chain payment before execution — no subscriptions, no prepaid credits. One request, one signed transaction, one immutable record.
MPP — Session budget protocol
Machine Payment Protocol scopes a XLM budget to a single authenticated session. Optimized for passive funding and mass payroll execution, agents operate within a capped spend window — enabling institutional-grade spend controls.
Core use cases
Built on Soroban. Integrates Blend, Soroswap, Phoenix, and Etherfuse Stablebonds.
Cross-border treasury automation
Programmable rules for MXN↔USDC routing via Stellar Path Payments. Configurable thresholds, SPEI windows, and CETES allocation through Etherfuse Stablebonds. Replaces manual treasury desks with rule-based execution and immutable audit logs.
Institutional settlement rails
Native x402 integration for per-request micro-billing and MPP for session-based institutional flows. Sponsored XLM gas, sub-5-second finality, and on-chain reconciliation for high-frequency operations.
DeFi-integrated treasury management
Automated allocation across Blend lending vaults and Soroswap liquidity pools, with risk parameters set by treasury operators. All execution is bundled into atomic Soroban transactions with all-or-nothing semantics.
Five lines of code
Connect your API key. Define your rules. The agent does the rest.
import { NiriumAgent } from '@nirium/sdk';
const agent = new NiriumAgent({ apiKey: process.env.NIRIUM_KEY });
await agent.start({
base: 'USDC',
targetAssets: ['CETES'],
strategy: 'spread_auto_rebalance',
threshold: 1.5, // minimum % spread to trigger swap
});Who plugs into Nirium
Nirium is not a remittance product — it's the autonomous treasury layer that remittance fintechs, SaaS, and on-chain protocols connect to.
Mexican fintechs & PSPs
SaaS & SMBs $1M–$10M ARR
Protocols on Stellar / Soroban
Why Nirium
"Soroban is the immutable arbiter — the LLM suggests, the contract decides. A committed AI cannot transfer funds."
Nirium Security Model — Soroban + HMAC-SHA256 + IPFS
100% non-custodial
Soroban 2-of-3 vault. Owner + 2 cosigners. Nirium never has access to your funds.
CNBV-ready compliance
Every decision signed with HMAC-SHA256 and IPFS-anchored. Exportable reports for regulators.
Powered by Etherfuse
Direct access to tokenized CETES — Mexican government T-bills — via Etherfuse. KYC onramp for humans. Swap without KYC for agents.
Credentials and stack
The full product. Behind one click.
Connect your Freighter wallet and access the full institutional dashboard — agents, analytics, vault, x402, MPP, and IPFS audit trail.