Payment & audit rails
for the agent economy.
Machine-to-machine settlement, immutable audit receipts and institutional reporting — live on Stellar mainnet today. No spreadsheets. No manual transfers.
Non-custodial by design — including the autonomous treasury, which runs on mainnet over a DeFindex vault you own, invite-only while legal review closes.
Don't trust us. Verify us.
Every claim below resolves on a public ledger.
Software license — Nirium never takes a percentage of your capital. DeFindex, the protocol behind the vault, takes 20% of the yield it generates; other financial fees are charged by regulated partners.
Sound familiar?
Every CFO we talk to has the same three problems.
Your idle cash earns nothing
Inflation eats it while it sits in the bank.
Lost every week to manual transfers
Your team moves money by hand. Every. Single. Day.
To build a secure in-house solution
If you can build it at all.
Same guarantees. In plain business terms.
You don't need to understand blockchain to know if this is safe for your company. Three questions any CFO asks, answered without the jargon.
"Can Nirium walk away with our money?"
No. Your money stays in an account only your company controls — like hiring an accountant who can prepare the transfer but never has the authority to sign it. We automate the decision; you (or your bank-grade contract) always hold the keys.
"Does someone have to push the button every day?"
No. It runs like a standing order at your bank — "if X happens, do Y" — except the rule runs in public, every day, and anyone can check it actually followed the rule. No employee has to remember, and no employee can quietly skip it either.
"How do we prove this to an auditor?"
Every movement gets a timestamped receipt that anyone can check independently, forever — not a PDF we could edit, not a database we could quietly change. It's closer to a public bank statement than to an internal spreadsheet.
Three steps. That's it.
Integrate in minutes. No complex setups. Start billing other agents and anchoring audit trails today.
Install the package
Add Nirium to your agent with a single package import. Work in TypeScript or Python, no blockchain knowledge required.
Enable M2M Payouts
Activate x402 or MPP Charge on your endpoints. Your agent pays per request — settled on-chain in USDC before the response.
Anchor Audit Trails
Anchor every execution on IPFS and Stellar mainnet. Generate verified reports and immutable records ready for compliance.
Nodes you can use today — no trust required
Per-request billing, immutable audit anchoring and institutional reporting run on mainnet right now — non-custodial, no contracts of ours holding funds. Batch payouts are live in mainnet early access; the LCP legal layer follows after final terms review.
x402 — Pay per use
Like a vending machine for software. Your app requests data → pays automatically → gets the data. No invoices, no subscriptions, no human in the loop.
MPP — Charge, without a middleman
Your client signs a full USDC transfer inside the request. We validate it by simulation and broadcast it — no external facilitator in the middle, and the network fee can be sponsored. Nothing is deposited, nothing is held.
Audit Trail — Anchor your evidence
POST a sha-256 hash of any document or event and get back an immutable, publicly verifiable IPFS receipt. Optionally sign it: the receipt then proves not just that the record was never altered, but who declared it — verifiable from the CID alone, with any Stellar key. One API call, no infrastructure. Free during beta. Anchor hashes, not raw personal data.
Reporting — Institutional exports
Summaries and CSV/JSON exports over everything anchored — payments received, payout runs, audit receipts — filtered by date and network. Institutional-format output; what you file with any regulator remains your responsibility.
Payouts — Pay contractors & suppliers
Pay up to 100 recipients in one signed batch — your own contractors and suppliers, or the vendors your platform pays on behalf of its users. You sign in your own wallet, Nirium never holds your funds, and every run gets an immutable IPFS receipt. Mainnet early access — independent service payments only, not employee salary; you keep your tax and labor responsibilities.
LCP — from verifiable to legally binding
An optional legal layer: receipts can bind to a versioned agreement via its SHA-256 hash, referencing an AAA-ICDR dispute-resolution clause. Built on the open Legal Context Protocol (Draft v1.0) — ships once our terms clear legal review.
What Nirium already does for you, live
Pick what you need below — each one runs today, not on a roadmap.
Execution Node framework — one vault, up to 10 composable nodes. Statuses below come straight from the protocol API.
Who is Nirium for?
If your company moves money, Nirium saves you time and eliminates errors.
Charge per API call — on mainnet
Your API or AI agent bills per request in USDC, settled on-chain in seconds. No subscriptions, no cards, no human in the loop. Live on Stellar mainnet today.
Prove every move — on mainnet
Anchor any payment or event to an immutable receipt your own clients — and their auditors — can verify directly on a public ledger, no need to take your word for it. Institutional-format exports in one call. Live on mainnet.
Autonomous treasury — mainnet
Idle capital moves into the yield strategy and back on its own, over a DeFindex vault you own — a deterministic rule on mainnet, no model in the signing path. Invite-only while legal review closes.
Your first on-chain payment in five minutes
npm install nirium — the exact flow that settled our first mainnet payment. Charging AI agents for YOUR API runs on the same rail — invite-only while legal review closes.
import { Agent } from 'nirium'; // npm install nirium
const agent = new Agent({ apiKey: 'demo', baseUrl: 'https://nirium-agent-mainnet.fly.dev' });
// One paid request on Stellar MAINNET: 402 → sign → 0.05 USDC → 200 OK
agent.initX402({ secretKey: process.env.STELLAR_SECRET_KEY, network: 'stellar:pubnet' });
const res = await agent.x402Fetch('https://nirium-agent-mainnet.fly.dev/api/v1/premium/market');
console.log(await res.json()); // paid for by your agent, settled on-chainWhy trust Nirium with your money?
"The software suggests. The contract decides. Your money never moves without your authorization."
Nirium Security Model — You always hold the keys
Your money, your keys
Nirium never holds your funds. You control everything. We just run the automation on your behalf.
Every move, recorded
Every action is signed and archived automatically. Export for auditors in one click. Always ready for regulators.
Etherfuse converts your MXN — we never touch it
To get tokenized CETES you contract directly with Etherfuse, a regulated operator: you send MXN to their CLABE and they issue the token to your wallet. Nirium never receives, holds or converts fiat — we only show you the instructions and read the resulting balance. Sandbox today.
Legal notice — Nirium is B2B software-only infrastructure and never custodies funds; financial services (SPEI onramp, CETES custody) are operated by regulated partners. Read full legal notice →
Verified by
The full product. Behind one click.
Connect your Freighter wallet and access the full institutional dashboard — agents, analytics, vault, x402, MPP, and IPFS audit trail.
Your rails are live. Verify them.
Make your first mainnet payment in five minutes, or explore the treasury flagship free on testnet. No commitments.
See live usageBuilt on Open Standards
All rate data shown is protocol reference information only — not a return projection or guarantee.