Mandatory Reading

Legal Disclaimers

Last updated: July 9, 2026

Mandatory Legal Disclaimer

Nirium is software-only B2B infrastructure. It is an SDK, not a consumer financial product, not investment advice, and not a regulated financial activity. Nirium never holds or custodies funds. Non-custodial settlement (x402/MPP), batch payouts (early access), audit anchoring and reporting run on Stellar mainnet. Autonomous rebalancing runs on DeFindex vaults — third-party audited contracts the client owns — invite-only while legal review concludes; the role Nirium holds cannot withdraw funds, and the client can revoke it at any time. NiriumVault, Nirium’s own contract, runs on Stellar testnet only, audit-gated until a formal external audit. Nirium does not guarantee yields, dividends, or returns. Any rate data shown (e.g., Etherfuse CETES) is public reference information, not a promise of return. Crypto assets are volatile. Financial services are provided by regulated partners, not by Nirium.

Stellar Code of Conduct (May 2026) ↗

Aviso Legal Obligatorio

Nirium es infraestructura de software B2B, software-only. Es un SDK, no un producto financiero para consumidores, no es asesoría de inversión, ni una actividad financiera regulada. Nirium nunca custodia fondos. La liquidación non-custodial (x402/MPP), las dispersiones en lote (early access), el anclaje de auditoría y la reportería corren en Stellar mainnet. El rebalanceo autónomo corre sobre bóvedas de DeFindex —contratos de terceros, auditados y propiedad del cliente— en modo invitación mientras concluye la revisión legal; el rol que Nirium sostiene no puede retirar fondos y el cliente puede revocarlo cuando quiera. NiriumVault, el contrato propio de Nirium, corre únicamente en Stellar testnet, audit-gated hasta una auditoría externa formal. Nirium no garantiza rendimientos, dividendos ni retornos de ningún tipo. Las tasas mostradas (ej. CETES vía Etherfuse) son información pública de referencia, no promesas de ganancia. Los criptoactivos son volátiles. Los servicios financieros los prestan partners regulados, no Nirium.

Stellar Code of Conduct (May 2026) ↗

Network Status

Nirium runs across two Stellar networks. The non-custodial nodes — settlement (x402/MPP), audit anchoring and reporting — operate on Stellar Mainnet; these never hold or move client funds. The autonomous treasury vault operates on Stellar Testnet, audit-gated, and will only reach mainnet after a formal external security audit. Testnet operations use test tokens with no real-world monetary value.

Rate Data and Displays

All rate figures displayed within Nirium — the Blend supply rate, the Etherfuse CETES reference rate, network fees — are public protocol reference data, attributed to their source. They are not return projections, guarantees, financial promises, or a recommendation to buy, sell or hold anything.

Blend Protocol Rate: The ~5.12% reference rate represents the current algorithmic rate dictated by the Blend Protocol's public smart contracts.
Etherfuse CETES Rate: The ~5.57% reference rate represents public data sourced via the Etherfuse integration, reflecting the underlying Mexican government bond rate.

These figures are provided strictly for informational and UI demonstration purposes.

Non-Custodial Architecture

Nirium is purely a software infrastructure provider. We do not custody user funds. All operations utilize a non-custodial architecture where the Soroban smart contract acts as the immutable arbiter. User private keys never leave the client's device, and all cryptographic signing is performed client-side via the Freighter Wallet extension. Nirium cannot access, freeze, or move user funds autonomously without a valid signed transaction from the user.

Restricted Jurisdictions and Sanctions

Nirium is established in Mexico and does not offer its services into jurisdictions where those services would constitute regulated activity, regardless of how the software is built. Access is prohibited from comprehensively sanctioned jurisdictions, jurisdictions subject to a Financial Action Task Force call for action, and mainland China. Payouts and the Treasury node are additionally not offered in the European Economic Area, the United Kingdom or the United States pending written legal opinion.

By using any Nirium service you represent, on every occasion of use, that you are not located in or resident of a prohibited jurisdiction and are not a sanctioned person or acting for one. Nirium may block access by technical means, including IP geolocation, and may refuse or terminate service without notice. Because Nirium never holds funds, termination never strands assets: your keys, accounts and vaults remain fully usable without us.

The full policy governs: Restricted Jurisdictions & Sanctions Policy.

Open Source Licensing

The core components of the Nirium ecosystem are open-sourced to ensure transparency:

Smart Contracts, SDK, MCP, and Agent API: Licensed under the Apache License 2.0.
Dashboard Interface: Licensed under the Apache 2.0 License.

Ecosystem Participation

Nirium is an independent project in the Stellar developer ecosystem. It has received SCF Kickstart (Instaward) grants for technical validation, completed under full KYC procedures. Amounts are not disclosed here. Nirium adheres to the Stellar Code of Conduct and builds transparently, with on-chain activity verifiable by anyone.

Stellar Code of Conduct

We are fully committed to fostering a safe, inclusive, and professional environment. By interacting with the Nirium project, community, or software, you agree to abide by the Stellar Code of Conduct (updated May 2026).

Security Audits

The Nirium software has undergone an internal security evaluation using the JARGUS v3.0 framework, achieving an 83/83 PASS score across evaluated vectors. However, the smart contracts have not yet been formally audited by an independent third party. A full external audit is required before the autonomous treasury vault operates on mainnet. Until then, the vault runs on testnet only; the non-custodial settlement, audit and reporting nodes — which never touch client funds — run on mainnet.

Mexico Legal & Regulatory Position

Nirium provides software-only infrastructure. We are not a Financial Technology Institution (Institución de Tecnología Financiera - ITF), we are not a Virtual Asset Service Provider (VASP), and we are not an Obligated Subject (Sujeto Obligado) under Mexican financial regulations. We do not provide financial advice, broker services, or custody of fiat or digital assets.