Institutional Audit Trail
CNBV-Ready
Every B2B node execution is signed with HMAC-SHA256, anchored on IPFS, and structured in JSON format, ready for integration with regulatory reporting systems (e.g., CNBV).
Regulatory Disclosure: B2B Software Provider
Nirium is strictly a software and infrastructure provider (SDK/API). We do not operate as a Financial Technology Institution (ITF), do not manage third-party funds, and are not subject to registration under Art. 80 of the Fintech Law. All operational, KYC, AML, and compliance responsibilities fall entirely on the regulated institutional operator utilizing our infrastructure. Nirium acts solely as a decentralized routing layer on Soroban.
Four Layers of Cryptographic Proof
Institutional Signature (HMAC-SHA256)
Every infrastructure action requires a signature from the corporate master key. Any payload mutation automatically invalidates the record's authenticity.
Cryptographic Concatenation
Each execution event applies a hash over the previous state. This blockchain-style design guarantees the forensic integrity of the entire treasury flow.
Decentralized Persistence (IPFS)
The institutional audit registry is published on IPFS. The resulting immutable CID ensures that auditing firms can independently verify the data's integrity.
Structured Export (JSON)
Pre-structured formats with standard identifiers (`folio`, `monto_usdc`, `firma_hmac`, etc.) that accelerate the generation of normative reports for local regulators.
Designed for Regulated Operators
We provide the infrastructure so Fintech operators (e.g., Art. 80 in Mexico) can prove complete traceability of their automated operations.
Standard Audit Requirements
- Immutable traceability for every operation
- Forensic accreditation of the execution node
- Cryptographic record of state transitions
- Agnostic structure for JSON ingestion
- Support for long-term distributed storage
Telemetry Preview
cnbv-report-2026-04.json
{
"institution_id": "FINTECH_MX_001",
"report_type": "TRANSACCIONES_AGENTES_IA",
"period_start": "2026-04-01T00:00:00Z",
"period_end": "2026-04-30T23:59:59Z",
"record_count": 1247,
"total_volume_usdc": 2400000.00,
"chain_integrity": "VERIFIED",
"ipfs_cid": "ipfs://QmX7...8yZ9",
"records": [ {
"folio": "8BFCA5C5",
"fecha_hora": "2026-04-15T14:30:00Z",
"tipo_operacion": "REBALANCE_USDC_TO_CETES",
"agente": "Nirium-Agent-001",
"monto_usdc": 50000.00,
"red_blockchain": "Stellar",
"hash_transaccion": "8bfca5c5a7909d75817a7ede963...",
"firma_hmac": "f4e2d9c1b8a7...",
"integridad": "VALIDA"
}// ...1246 items more ] }
Nirium solely provides the technical software infrastructure. We do not provide legal advice. The interpretation, generation, and submission of reports to regulatory authorities (such as the CNBV) is the exclusive responsibility of the financial operator utilizing the API.