Terms of Service and Enterprise License
Last updated: July 9, 2026
1. Nature of Service and Regulatory Framework
Nirium is exclusively technology infrastructure software (IaaS). Nirium operates strictly as a B2B software provider facilitating treasury flow orchestration and is NOT a Financial Technology Institution (ITF), IFPE, or banking entity, and does not perform regulated financial activity. The platform provides immutable forensic telemetry and Soroban protocols. Custody, settlement, and issuance services for any real-world asset are the exclusive responsibility of regulated third-party providers (e.g., Etherfuse) under their own licenses and terms of service. Nirium never holds client funds.
2. No Guarantees — Service Level Agreement (SLA)
Nirium does not guarantee financial returns of any kind nor assumes responsibility for secondary market liquidity. Routing projections and spread metrics are strictly informational and reflect historical algorithmic execution on Stellar Testnet. Nirium is not an investment product, security, or mutual fund. Capital remains under the sovereign control of the regulated operator's corporate keys at all times. Nirium is an automation SDK with which institutions interact assuming the technological risk.
3. Autonomous Node & Oracle Liability
By activating infrastructure nodes or approval logic, the institution grants a technical mandate for the code to propose transactions based on pre-configured corporate thresholds. The operator acknowledges that automated systems, price oracles, and external APIs may exhibit critical latency, service outages, or corrupt data. Nirium acts as a middleware layer and assumes no liability for losses derived from systemic failures in the underlying settlement rails or the public Stellar network.
4. Sovereign Asset (CETES) Risks
Operations with CETES are subject to institutional availability, banking window constraints, and Banxico regulations. Nirium acts solely as a technological bridge (Middleware). Counterparty risk, legal custody of the underlying asset, and AML compliance rest entirely with the bond issuer, the final custodian, and the regulated operator. Tokenization of these assets on Stellar Testnet is a technological proof of concept.
5. Jurisdiction and Technological Arbitration
Any controversy related to software licensing shall be resolved through binding arbitration under the rules of the Mexico City Chamber of Commerce. By provisioning a corporate environment, the institution expressly waives class-action lawsuits. These terms are governed by the federal laws of the United Mexican States.
6. Infrastructure Availability (SaaS)
Nirium provides software services on an 'as is' basis. As final execution depends on the Stellar network and third-party APIs (e.g., Etherfuse), Nirium does not guarantee a 100% availability SLA. The platform implements cryptographic security protocols, but is not liable for losses resulting from blockchain congestion, network forks, or outages of third-party cloud services (AWS/GCP).
7. B2B Compliance and Institutional Solicitation
Nirium does not make a public offering of securities, payment intermediation, or retail financial services. Access by foreign corporations is a private B2B request. Nirium does not rely on reverse solicitation as its jurisdictional defence — it restricts by policy and by technical means where a service would be regulated (see Restricted Jurisdictions and Sanctions). The integrating institution remains solely responsible for complying with financial, sanctions and Anti-Money Laundering laws in its own jurisdiction.
8. Restricted Jurisdictions and Sanctions
Nirium is established in Mexico and does not offer its services into jurisdictions where those services would constitute regulated activity, regardless of how the software is built. Access is prohibited from comprehensively sanctioned jurisdictions, jurisdictions subject to a Financial Action Task Force call for action, and mainland China. Payouts and the Treasury node are additionally not offered in the European Economic Area, the United Kingdom or the United States, pending written legal opinion. By using any Nirium service you represent, on every occasion of use, that you are not located in or resident of a prohibited jurisdiction and are not a sanctioned person or acting for one. Nirium may block access by technical means, including IP geolocation, and may refuse or terminate service without notice. Because Nirium never holds funds, termination never strands assets: your keys, accounts and vaults remain fully usable without us. The full policy governs and is published at /legal/restricted-jurisdictions-v1.md.
9. SDK Intellectual Property
All Soroban smart contracts, routing logic, REST endpoints, and proprietary visualizations of the Treasury Builder are the exclusive intellectual property of Nirium. Provisioning grants a limited, non-exclusive, and revocable B2B software license.
10. Alignment with the Stellar Code of Conduct
Nirium strictly adheres to the principles of the Stellar Development Foundation (SDF) and the Stellar Code of Conduct (updated April 30, 2026), promoting open infrastructure, corporate respect, and forensic traceability.
By accessing Nirium Protocol, you acknowledge and accept all terms above.