No surprises.
No fine print.
Start free. On mainnet you pay per request — your agent settles in USDC on-chain, no card needed.
Pay per settled request — no card, no subscription
Your agent pays on-chain via x402 (USDC)
- x402 market state — $0.05 per call. We sell our own data directly
- x402Serve() — charge for YOUR API, same rail. Funds go payer → you; they never touch Nirium. Third-party facilitator use is invite-only while legal review closes
- MPP Charge — per-request settlement with no external facilitator. The payment is to us, for our service
- Treasury vault on DeFindex — deploy, deposit and withdraw, all with your own signature; the vault is yours, Nirium cannot move anything, and you pay only the network fee (~1.4 XLM to deploy, measured on mainnet)
- Batch payouts — monthly software licence by permitted volume ($99 up to 250 records/mo, $249 up to 1,000), never a per-payment charge and never a percentage of what you disburse; mainnet is private Beta, invite-only (early access: network fee only today)
- Audit anchoring — free during beta. Anchor hashes, not personal data: IPFS cannot be edited or deleted
- Reporting API — free (read-only). Institutional format; what you file with a regulator remains yours to decide
- Settled on-chain in USDC, per request
- Not offered in restricted jurisdictions — see the policy before you integrate
Free forever on testnet
- Testnet vault (2-of-3 Soroban)
- Up to 10 test transactions/day
- Audit trail (SHA-256 · IPFS)
- Payouts node (batch disbursement)
- Package access (npm: nirium)
- MCP server (Claude/Cursor)
- x402 snapshot — $0.02 per call (factual loop data, not a recommendation)
- x402 execute — $0.25 per call (execution needs a signing key; mainnet box holds none)
+ $0.02–0.25 per API call
Software license — no % of capital
- Everything in Free
- Nirium’s own mainnet vault (once audited)
- Treasury node — autonomously moves idle capital into the yield strategy and back out, on a DeFindex vault you own (early access, no cost during beta — invite-only on mainnet while the legal review closes)
- Unlimited transactions
- Institutional-format exports (CSV/JSON)
- IPFS anchoring (Pinata)
- x402 + MPP agentic payments
- Payouts / batch disbursement
- LCP legal layer (in legal review)
- Cross-border USDC transfers
- CETES and USDC reference rates, attributed to their source
- Visual Strategy Builder (drag & drop)
- Priority support (48h SLA)
- Dedicated Slack channel
Fee breakdown
Who charges what? Full transparency.
| Platform fee (Growth) | $299/mo |
| x402 market state — mainnet | $0.05 |
| x402 snapshot + execute — testnet only | $0.02 / $0.25 |
| Etherfuse (CETES execution) | etherfuse.com ↗ |
| Stellar network (gas) | <$0.01 |
| Regulated operator commission | Set by partner |
Comparison table
| Feature | Free | Growth | Enterprise |
|---|---|---|---|
| Vault type | Testnet | Mainnet | Custom |
| Transactions | 10/day | Unlimited | Unlimited |
| Multisig | 2-of-3 | 2-of-3 | Configurable |
| Institutional export | ✗ | ✓ | ✓ |
| IPFS anchoring | ✗ | ✓ | ✓ |
| x402 / MPP | ✗ | ✓ | ✓ |
| API pricing | Free (testnet) | $0.02–0.25/call | Volume discount |
| Support | ✗ | 48h SLA | 24/7 |
FAQ
Why flat pricing instead of % of capital?
Nirium is a software company, not a fund manager. We sell technology licenses — like Bloomberg or Refinitiv. Financial commissions (% of AUM, swap fees) are charged by your Regulated Partner (ITF, casa de bolsa), not by us.
What is on mainnet today and how is it billed?
Settlement (x402/MPP), audit anchoring and reporting run on Stellar mainnet now. Of the three x402 premium endpoints, only market state ($0.05) actually runs on mainnet — it only reads public rate data, so it needs neither a live signal loop nor a signing key. Snapshot signals ($0.02) and strategy execution ($0.25) run on testnet only, by design: signals need the autonomous loop, which does not run on the mainnet box (receive-only), and execution needs a signing key the mainnet box deliberately does not hold. Every mainnet call settles on-chain before the response — every payment is a verifiable transaction. Audit anchoring is free during beta; the reporting API is free read-only.
What does the treasury node cost?
Deploying the vault costs nothing beyond the Stellar network fee (about 1.4 XLM on mainnet), which you pay from your own wallet — the vault is yours from the first block. Autonomous rebalancing is early access and carries no cost during the beta. On mainnet it is invite-only while the legal review closes — not a technical limit: the signer runs, but rebalancing someone else’s funds is the question sitting with counsel, so we do not open it before the answer. One thing we do not charge but you should know: DeFindex, the protocol behind the vault, takes 20% of the yield generated. Nirium never takes a percentage of your capital.
How do I pay $0.05 if there is no card on file?
Your agent pays, not your finance team: the API replies 402, the SDK signs a USDC payment from your wallet, the facilitator settles it on-chain (network fees sponsored), and the API responds. One request, one payment, one receipt. That $0.05 call is market state — the endpoint that actually runs on mainnet. To try it without spending, the same market-state endpoint also runs on testnet with free faucet USDC.
When does the treasury vault reach mainnet?
The vault (the only component that touches client funds) stays on testnet until it clears a formal external Soroban audit — by design, not by limitation. The non-custodial nodes above did not need that gate because they never hold funds.
Does Nirium custody my funds?
No. The vault is 100% non-custodial. Nirium cannot move your funds without your signatures. It's a technical impossibility at the contract level.
Who charges the financial commissions?
Your Regulated Partner (ITF, casa de bolsa, or licensed fintech) sets and collects all financial fees. Etherfuse — an independent regulated operator — publishes its own fee schedule at etherfuse.com. Nirium only charges software license fees in fiat.
Are there volume discounts?
Yes on Enterprise. For high API volume or multi-tenant deployments, pricing is negotiable. Contact niriumprotocol@gmail.com.
Nirium currently operates on Stellar Testnet. Mainnet prices are indicative and may change before official launch. CETES rate (~5.57%) is a Banxico reference rate, not a Nirium guarantee. Not financial advice.