No surprises.
No fine print.
Start free. On mainnet you pay per request — your agent settles in USDC on-chain, no card needed.
Pay per settled request — no card, no subscription
Your agent pays on-chain via x402 (USDC)
- x402 signals — $0.02 per call
- x402 market state — $0.05 per call
- x402 execute — $0.25 per call
- MPP Charge — per-request settlement, no facilitator
- Batch payouts — $0.25–$0.40 per recipient by volume; mainnet is private Beta, invite-only (early access: network fee only today)
- Audit anchoring — free during beta
- Reporting API — free (read-only)
- Settled on-chain in USDC, per request
- Starter credit for your first calls
Free forever on testnet
- Testnet vault (2-of-3 Soroban)
- Up to 10 test transactions/day
- Audit trail (SHA-256 · IPFS)
- Payouts node (batch disbursement)
- SDK access (npm: nirium)
- MCP server (Claude/Cursor)
+ $0.02–0.25 per API call
Software license — no % of capital
- Everything in Free
- Mainnet vault (once audited)
- Unlimited transactions
- Institutional-format exports (CSV/JSON)
- IPFS anchoring (Pinata)
- x402 + MPP agentic payments
- Payouts / batch disbursement
- LCP legal layer (in legal review)
- Cross-border USDC transfers
- CETES ↔ USDC signal generation
- Visual Strategy Builder (drag & drop)
- Priority support (48h SLA)
- Dedicated Slack channel
Fee breakdown
Who charges what? Full transparency.
| Platform fee (Growth) | $299/mo |
| API calls (execution, market, signals) | $0.02–0.25 |
| x402 premium endpoints | $0.02–0.25 |
| Etherfuse (CETES execution) | etherfuse.com ↗ |
| Stellar network (gas) | <$0.01 |
| Regulated operator commission | Set by partner |
Comparison table
| Feature | Free | Growth | Enterprise |
|---|---|---|---|
| Vault type | Testnet | Mainnet | Custom |
| Transactions | 10/day | Unlimited | Unlimited |
| Multisig | 2-of-3 | 2-of-3 | Configurable |
| Institutional export | ✗ | ✓ | ✓ |
| IPFS anchoring | ✗ | ✓ | ✓ |
| x402 / MPP | ✗ | ✓ | ✓ |
| API pricing | Free (testnet) | $0.02–0.25/call | Volume discount |
| Support | ✗ | 48h SLA | 24/7 |
FAQ
Why flat pricing instead of % of capital?
Nirium is a software company, not a fund manager. We sell technology licenses — like Bloomberg or Refinitiv. Financial commissions (% of AUM, swap fees) are charged by your Regulated Partner (ITF, casa de bolsa), not by us.
What is on mainnet today and how is it billed?
Settlement (x402/MPP), audit anchoring and reporting run on Stellar mainnet now. x402 endpoints bill per request in USDC ($0.02 signals · $0.05 market · $0.25 execute), settled on-chain before the response — every payment is a verifiable transaction. Audit anchoring is free during beta; the reporting API is free read-only.
How do I pay $0.02 if there is no card on file?
Your agent pays, not your finance team: the API replies 402, the SDK signs a USDC payment from your wallet, the facilitator settles it on-chain (network fees sponsored), and the API responds. One request, one payment, one receipt. New developers get a sponsored starter credit for their first calls.
When does the treasury vault reach mainnet?
The vault (the only component that touches client funds) stays on testnet until it clears a formal external Soroban audit — by design, not by limitation. The non-custodial nodes above did not need that gate because they never hold funds.
Does Nirium custody my funds?
No. The vault is 100% non-custodial. Nirium cannot move your funds without your signatures. It's a technical impossibility at the contract level.
Who charges the financial commissions?
Your Regulated Partner (ITF, casa de bolsa, or licensed fintech) sets and collects all financial fees. Etherfuse — an independent regulated operator — publishes its own fee schedule at etherfuse.com. Nirium only charges software license fees in fiat.
Are there volume discounts?
Yes on Enterprise. For high API volume or multi-tenant deployments, pricing is negotiable. Contact hola@nirium.xyz.
Nirium currently operates on Stellar Testnet. Mainnet prices are indicative and may change before official launch. CETES rate (~5.57%) is a Banxico reference rate, not a Nirium guarantee. Not financial advice.